It's easy to get carried away when you’ve spotted a great rate. But be cautious. The devil is always in the detail. A headline rate will not necessarily reflect the true cost to you. Before signing on the dotted line, do your sums. Remember to consider all of the associated costs when buying a property, such as advice, arrangement fees, legal costs and stamp duty. Together, these can amount to a fairly sizeable chunk.
The last thing you need when signing up to the largest financial commitment you’re likely to make, is a costly surprise further down the line. Once we’ve sourced the most suitable mortgage for you, we can help with all the application paperwork and will give you a clear breakdown of costs.
Some lenders will dangle carrots, such as free valuations; free legal costs or they may waive arrangement fees. If these incentives are important to you, we can factor them into our search to find your ideal mortgage partner.
Costs associated with the mortgage
Costs associated with the property
We typically charge £395 for arranging a residential mortgage payable on completion (if the fee is higher than this we will confirm it to you at the outset), we will also recieve commission from the lender.
For a Buy to Let Mortgage we typically charge 0.5% of the mortgage amount, the exact amount will be confirmed to you at the outset
For commercial mortgages we typically charge bewteen 0.5% and 1%, the exact amount will be confirmed to you at the outset
The information contained below does not constitute advice or a recommendation and the user should seek advice if in any doubt prior to making an application.