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Protection - Whole Of Life


Whole of Life insurance may be more expensive, but unlike term assurance, which limits cash payouts to a set time scale, it will pay out benefits to surviving partners and your dependants, whenever you die. Another advantage is when the age specified by the policy is reached – often between 70 and 80 years old - you will no longer pay premiums, but will still have the reassurance of cover for the remainder of your life. The proviso is you must keep up payments until then, with no break in cover.

As an investment-based product, there is also a cash-in value, although you won’t see it for some time.

Who does it suit?

People who want longer reassurance and something to show for their monthly premiums, no matter when they die.

When a payout will definitely be needed, for example, to cover an inheritance tax liability of a large estate, or if you want to guarantee your children a cash inheritance.

It is important to choose a life assurance vehicle that continues to meet your evolving family needs. These are long-term plans, so before acting, ask us about your options and what the financial implications will be.


 
Mortgage Brokers In Harrow
 
Contact Annis Financial
Contact Annis Financial
Do you require expert mortgage advice?
Call us today on 020 8861 0719 
Email. annisfinancial@aol.com
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YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

For residential mortgages we typically charge a fee of £395, the fee will be agreed with you before we commence any work

For Buy to Let mortgages we typically charge a fee of £495. For commercial mortgages we typically charge a fee of 0.5% to 1% of the mortgage and this will be confirmed to you at the outset, for example on a mortgage of £100,000 a 0.5% fee equates to £500 and a 1% fee equates to £1,000

The Financial Conduct Authority does not regulate conveyancing and some aspects of buy to let mortgages.

Annis Financial Management Ltd is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No. 300242 at *www.fsa.gov.uk/register/home.do
Annis Financial Management Ltd is a credit broker and not a lender

Annis Financial Management Ltd registered in England & Wales No. 5018735. registered address 116 Elm Drive, Harrow, HA2 7BZ The Guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Where you have a complaint or dispute with us and we are unable to resolve it to your satisfaction then you may have access to the Financial Ombudsman Service. Please see the following  link for further details *http://financial-ombudsman.org.uk

*You are leaving the web site of Mortgage Advisers in Harrow and about to view the content of an external website, Annis Financial Management cannot be held responsible for the content of external web sites.


Call us today on 020 8861 0719
Email. annisfinancial@aol.com

Annis Financial Management Ltd
116 Elm Drive Harrow, London HA2 7BZ
Phone: 020 8861 0719
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